Evening,

Sorry to be a bit dense, but I've just realised I am seriously over spending.

I am trying to manage on my salary alone, although I am married and do not have problems in my marriage, I'd like to see hubbys salary pay for nice items and other items which we've agreed that he will pay, such as fuel.

Our policies are with HSBC, set up with our mortgage 3 -4 years ago.
Currently we pay ¡ê53.49 Mortgage protection and ¡ê66.17 for life cover.

I have no idea what these policies cover, or where to start to find out.
I've looked at other policies on the internet and could easily save half, assuming that they are the same thing.

I am rather confused!

Could anybody give us some pointers?

Thanks

GW