State: Maryland

I plan to file Chapter 7 very soon, but have a few questions.

I expect a student loan rebate in mid-February for approx 2K. If I file BK now and have my creditor's meeting before this time, will they still take this refund? Am I obligated to report income I expect to receive at the creditor's meeting or just income up to that point?

Also, I have back state taxes from 2000 that I plan to include in my filing. I also owe federal and because it's recent, I'm not able to include those. Do I still need to list them in my debts?

Lastly, I have a secured creditor who's the second lienholder on a car I plan to reaffirm (still owe first lienholder 5K; have no equity in car). After doing some reading, I've learned that I can have the second lienholder's debt discharged and therefore not be personally obligated to pay, but what about the car? Are they still able to repossess it or are they only allowed to collect if I choose to sell it? (I don't plan to ever sell the car)

Thanks in advance.

-LH